As an insurance agent, we are often asked, “When should I get life insurance?”. Many clients think they are too young for a life insurance policy (not true), or that they are too old for a life insurance policy (also…
Life insurance from your employer is often a nice perk that comes with the job. It’s usually low-cost or free and it’s convenient. But is life insurance from your employer enough? Here’s the quick answer: If you have dependents (a…
Key Person Life Insurance is a life insurance policy purchased by a company on the life of the business owner, top executive, partner, or any one else who is critical to the success of the business. If you are a…
Have you heard of an Accelerated Death Benefit? If you have been researching life insurance, you may have stumbled across it. An Accelerated Death Benefit is actually a really incredible rider added to most life insurance plans, at no additional…
College students and insurance: what you need to know. Have a recent high school grad? Congratulations! What an exciting time. We’re sure you have a lot racing through your mind, and what to do about their insurance probably isn’t at…
Securing Whole Life Insurance for your children is a smart decision. Whole Life Insurance is not just a wise investment for your child’s future, but also a crucial step towards providing them with a secure and stable financial foundation. Why…
Universal life insurance is a flexible and versatile type of life insurance that provides both a death benefit and a savings component. Unlike traditional life insurance policies, universal life insurance allows policyholders to adjust their premium payments and death benefit…
No matter the circumstances, divorce is undoubtedly a difficult experience. If you find yourself in the midst of a divorce or have recently finalized one, it’s natural to closely examine your financial situation. Now that you are no longer married,…
Life insurance policies offer a valuable but often overlooked option – the ability to convert your policy. But what exactly does it mean to convert a life insurance policy? Essentially, converting a life insurance policy refers to the process of changing the…
It’s not always easy, and it’s not always fun, but it’s very important to talk to your parents about long term care insurance before it’s too late. Wondering why? Top 5 Reasons You Need to Talk to Your Parents About…
